Want to Save $1000's on Your Mortgage?

Whether you are a first time home buyer or want to refinance at a lower rate, we can help!

6 Ways We Help You Save!

Gaetan Policard

Principal Mortgage Broker

NMLS:#1544616

Let our experienced team of Mortgage Advisors guide you through the buying or refinancing process quickly, efficiently, and confidently.

Secure Your Home Purchase Loan

Rates are competitive — so it's a great time to buy! We'll help you apply for, compare, and choose a home purchase loan that makes your dream home an affordable reality.

Refinance for Better Rates

Take advantage of today's terms to significantly lower your monthly payment, the interest you pay over the life of your loan, or both. How will you use the money we put back in your pocket?

Get Your Loan Funded Faster

Other lenders giving you the runaround? Our fast funding options mean you'll never miss out on the house you really want.

Access Your Home's Equity

Take advantage of your home's equity with a cash-out refinance. Get cash at

closing to pay for renovations, repairs, or anything else you might need it for!

Compare Rates & Pick the Best

You wouldn't accept the first offer at the car lot, so don't just take your first mortgage offer. Use our rate comparison tool to shop around and find the terms that work best for you.

Save Money On
Closing Costs

We help keep your closing fees low by helping you qualify for credits that gets applied to your closing costs to help reduce out of pocket costs.

What Customers Are Saying About Dream Cap Loans!

Gaetan was our Lender official during our process of buying a second home in Miami Beach. He was really on top during the entire process which did our lives so much easier. He is very knowledgeable and professional. The entire process of obtaining the loan was less than a month which normally is not the case so we were able to close before expecting time. I will highly recommend Dream Cap Loans and will not doubt to use them again on our next investment property. Thank you Gaetan !!!!!!!!!!!!!!!!!!!!!!!

Carlos

ANALYZE YOU REFINANCE OPTIONS

See how much you would save by refinancing with Dream Cap Loans, or get cashout from equity for renovations, repairs, or use cash for other real estate investments. Use our free calculator to crunch the numbers.

SEE NUMBERS NOW!

COMPARE TODAY'S MORTGAGE RATES

We shop around for the market best rates so you don't have to. We'll prepare a report for you of the top wholesale lenders so you can compare different lender offers.

COMPARE NOW!

GET YOUR FREE PRE-APPROVAL LETTER

Find out how much home you can afford and get serious in just minutes by showing up with your Pre-Approval letter and start getting your offers seen by sellers in this competitive sellers market.

Let's Go