What are Self Employed Loans?
In contrast to conventional loans, our underwriters will request 3, 12 or 24 months of your Personal or Business Bank-Statements, or review a signed company Profit and Loss, to calculate your income. You can qualify without tax returns for bank statement loans or even our lite doc loan options that simply require a signed profit and loss to calculate your income.
As business owners we understand that tax returns and W2's don't tell the whole story. This type of loan can be used for those individuals with more unique circumstances, such as a small business with write-offs, professional real-estate investors or freelance professionals working on a contract basis. That's when a bank statement or lite doc loan option can come in handy for real estate purchase.
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Self Employed Loans without the Hassle!
We’re here to make the home loan process a whole lot easier, with tools and expertise that will help guide you along the way, starting with our FREE Self-Employed Rate Quote.
Self Employed loans can often be easier to qualify as less documents are required to become eligible. We’ll help you clearly see differences between our self-employed programs, allowing you to choose the right one for you whether you’re a first-time home buyer or a seasoned investor.
The Bank Statement Or Lite Doc Loan Process
Easy and Convenient
Here’s how our home purchase loan process works:
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Complete our simple Self Employed Loan Qualifier
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Receive options based on your unique criteria and scenario
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Compare mortgage interest rates and terms
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Choose the offer that best fits your needs